Yeah but risk assessment exactly the thing that teenagers are sh*t at. I teach 16-17yo kids; you wouldn't believe the stuff they do without considering the possible consequences...
As I understand, their brains still are not done developing.
They are not actual people yet, though they do a good impression of it. As you said, they cannot comprehend consequences. I read a story about some teens who stole a Stop sign. They thought it would be cool to have. They did not think that a consequence might be that someone would not stop at the intersection and get killed in a crash with another vehicle, which happened.
Actually I think you are right. Maybe I'm a dick.. I'm cool with that.
I really hope that is not your takeaway from my post. I neither said that nor think that. Nor do I think you are wrong, exactly. I am only saying at least one of us - you, me, maybe both of us - does not understand your position. And to get clarification I have to point out the things you have written that confuse me, so you know what to address and say differently or explain more fully.
You've expanded on your answer, so I think I get where you are coming from.