Then your stance(actively denying all and any gods)will piss off all gods in the universe.
Not a single god will be there to help you.
Why don't you buy at least one lotto ticket?
one percent is better than zero percent
I have a lottery ticket, the prize is "live my life to the fullest and die and have no afterlife" (and I can make the former happen) and I lose the risk of, "waste my life in worship and die without having really lived". I'd say 'lottery ticket', but it seems to be the most realistic option. However, anybody who spends living their life for somebody else may find on their deathbed that it's all a lie and those years spent not doing things because they were considered sinful or spending so much time in prayer or in church that it was all actually a waste of time. I'd say the probability is much, much, much lower than 1% that one specific version of a specific God exists and has one specific set of requirements for entry. I'd say the odds that we're worm food is much higher, because the lack of evidence for all
the others adds validity to the idea that nothing happens when you die.
There's versions of heaven I would be permitted to join so long as I remain a good person, given I like being a good person and it makes me happy in this life, if it turns out that God rewards 'good' people with heaven, regardless of faith (as a Christian friend believes) then I've still got a golden ticket.
But I could just make up any old statement, for example, "eat dog poo, because if you don't you will have your face eaten off by zombie Saddam Hussein in your sleep", it's a ludicrous claim, but would you eat dog poo just in case I'm right? My claim has no less validity than that of any claims about the afterlife as each have the same amount of evidence to back it up. I'm sure you don't want your face eaten off by zombie Saddam in your sleep. Does that mean you're going to eat dog poo?