I believe in near death experiences, and hope to have one someday. Like, right before I die, I hope I'm awake and experiencing my own death. My last few minutes or seconds or whatever will be a near-death experience. But after that, not so much.
I would love there to be life after my human death. I would love to be able to live in some other plane and perhaps explore other parts of the universe or whatever. But what I want is not one of the physical laws of the universe, and I'm not going to bother turning my idle dreams of a post-death adventure into a reality I insist is real. I've got standards.
I've heard all sorts of anecdotal stories about near-death experiences. Some sound pretty convincing. And I've no doubt that many telling those stories actually think that they had one. But as others have mentioned, we're all very good at making up memories, and until someone has more to offer than just an unconfirmable story, I think I'll stay skeptical.
(Crap, JeffPT made some of the same points while I was writing this. But hey, great minds think alike, and so does mine, sometimes